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The decision of starting an investment portfolio is a big one. With the current market leaving many investors with portfolios that have almost halved in value, it is crucial to find a way to keep your own investments moving along. Many people start off by taking their money out of a savings or retirement account and adding it to an investment portfolio but personally, I make sure I Invest first and then move on with my Regular Expenses. There are two ways you can go about building your own portfolio: you can either choose investments based on your current income, or you can pick investments that offer the potential for growth.

The key to creating a successful investment portfolio is to understand the difference between risk and return. Knowing when to put money into the market that you’re passionate about can be tricky, but it’s worth it in the end. Buying stocks with short-term upside potential may result in lower returns over time because of increased volatility and smaller profits on each share purchased so try to make a detailed report preferably in writing so that you can track your Earnings and Losses. Personally speaking from Experience I did one Year of Trading and even though I thought I made some decent profits, at the end of the year I was sitting at just shy of 5 USD worth of profits.



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You don't have to be an expert to invest in stocks. All you need is the capability to research the companies in your investment portfolio, the willingness and ability to invest money, and some knowledge about risk to reward ratio. Now I am not saying that it is very easy to do that but Discipline matters a lot here and I have learned that very well. Here's how you can start building a new investment portfolio for yourself...


#### 1. TAKE YOUR TIME
Investing is a Time-Consuming process and if you are starting from scratch then you will need a lot of time to develop a Substantial amount of Portfolio so don't get overjealous after watching someone else's Portfolio and wondering why your Portfolio is small, chances are that he/she has amassed that Portfolio after Years of Investing so stay Slow and Stay Steady as this will take you further in the Game of Investing.


#### 2. RESEARCH

It goes without question that you should do Research on the Stocks that you are looking to Invest in and when I say Do your Research I mean to do a Ton of Research and try to know every nook and cranny of the Business that you are investing in your hard-earned money into. Lucky for us there is a Sea of Knowledge currently available to us thanks to the Internet so there is no lack of Research Material for you.


#### 3. CHOICE OF INVESTING

Usually, people say that there are two ways of Investing one is Value Investing while the other is Growth based Investing but some people also like to Invest based on the Dividend Investing Principle. So early on you should choose what way you want to travel in your Investing Journey and fear not as you can change the way any number of times as Investing is fluid in nature. Personally, I am Investing based on Growth Prospects while at the same time, I have a Small Dividend based Portfolio which I am accumulating for my Monthly Dividends.


#### 4. TIMING THE MARKET

A lot of people talk about Timing the MArket which basically means Buying at the Lowest point and Selling at the Highest Pont but rarely do they say that Timing these exact Points is close to impossible. Yes, you may be able to do it maybe once or twice on accident but consistently predicting the Tops and Bottoms are close to impossible. You will have a much better chance to periodically invest in Quality stocks and hold them for Long Term.


##### These are a few Pointers that everyone should look out for if they are new to the Market and are looking to start their Investment Journey.



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