![7BA26DB1-E489-4B83-9FFE-BE005989BDCC.jpeg](https://steemitimages.com/DQme9zWWXmejxLkFuynbzWmyshxEUAVDXPLgDqLLXrrPozW/7BA26DB1-E489-4B83-9FFE-BE005989BDCC.jpeg)

Thanks to steemit I have actually been able to diversify into some alt coins.

I read an interesting blog on what some of the top coins people are hoarding or HODLing. I have taken a break from the philosophy, the psychology of it all. I’m talking about life in general of course and some of my blogs will be a little less about my thoughts and more about crypto. 

Because of steem/sbd prices it was too tempting to cash some out and get into interesting alt-coins. I bought some by learning some charts and advice but anything seems to be a home run when money is just pumped in. What should really be focused on is what a portfolio should look like for future gains and or wealth.

One breakdown I read was:

%20 BTC
%10 ETH
%50 Alt-coins
%30 Fiat (dry powder)

What are your thoughts? I’m building up to such a portfolio. My alt-coins are Steem (of course), Civic which I am thinking of dumping due to some information that has been presented, and XRP (I know i know the bankster coin)

Love to hear your portfolio and why!

BB613