Truth is very much at times we get lost in the now, what we couldn't get for ourselves now.
At different times we get lost in placing priorities on what is most important over what's important.
It's a fact that I can't lie about personally because there's a lot that I should have done.
All my life till this very moment, I've scrimped and scrounged to get to where I am.
I recall when I first got into investing in Bitcoin and Ethereum, there was this excitement that filled me, it was a very good investment but what I failed to understand and as I mentioned failed to understand, I realize it wasn't entirely my fault.
My investment in cryptocurrency starting with Bitcoin via Luno wallet which enabled me buying in bits in my local currency, naira.
As I bought bitcoin, what I didn't know since o was new to crypto was that Bitcoin had hit its all time high over and over again which meant it would be static and very slow in growing.

I found ways to beat utilize any cash I had and the journey has been worthwhile.

When I joined hive, march last year, the envagelism (today is Sunday) that was going on about CUB was mind-blowing, I was new and didn't even know what I wanted, going on to hear about DeFi everything was new.
It was goodnews to see that people always had something positive to share about CUB and right now it PolyCUB with xPolyCUB in the mix.

**PolyCUB and xPolyCUB**
![](https://alpha.leofinance.io/images/DQmZLMkb2bwJfa3Qu2aV6foETnmWMwacj44XVv4E9BPqJy8/leoIMAGE.png)

We just keep have to hail the leofinance team for such a project which would eventually make many millionaires in the coming future.

I've been diving deep into PolyCUB without the FOMO mentality since I didn't get CUB in it's early days and even seeing PolyCUB lauch some three weeks ago.
Although today I bought some CUBs today after I was able to to get BNB, anyway my transaction to stake the CUB has a pending confirmation.
At least starting here with CUB, I'd get PolyCUB airdrops and would end up buying PolyCUB and staking it in xPolyCUB vault, at least thats the plan now.

In the DeFi space, PolyCUB is the next bitcoin that's why now we are presented with the opportunity to buy PolyCUB.
There are over 7.2 million PolyCUB in which 3.8 million PolyCUB have already been mined so we're half way through getting PolyCUBs.
As @khaleelkazi said in the weekly leofinance ama, *the best time to buy PolyCUB was three weeks ago when PolyCUB was launched and the second best time to buy PolyCUB is NOW*.

The emissions rate of PolyCUB is been reduced and the price of PolyCUB has dropped since it was lauched. 
When PolyCUB was lauched, it's price was very high at $3.90 and today it's at 56 cents as of writing.
The scope of PolyCUB is not to be looked upon with short range lens but with long range lens.
PolyCUB is a long term game.

When one simply understands the dynamics of the design of PolyCUB you'd simply know the boat is just picking up passengers to ferry along to Nirvana.
Never forget, PolyCUB is self sustainable and to get the best of PolyCUB, it is bought and staked as xPolyCUB.
When staked as xPolyCUB, then you harvest before 90 days, there's a penalty that is distributed evenly to xPolyCUB holders.
While some harvest before time and get the penalty and staking it into PolyCUB.
It's just a win-win-win.

The design of PolyCUB is forever increasing, meaning it would never fall.
Let's look at the PolyCUB/xPolyCUB ratio, 1 xPolyCUB = 16.66 PolyCUB and this ratio would keep on increasing.

With Collateralized lending which has been spoken of severally, you simply can stake PolyCUB and collect loans on the staked PolyCUB without getting to think about the interest because they'd be paid off on their own without loss.
Collateralized Lending feature is one that enhances PolyCUB for the long term.
The more investors take advantage of Collateralized lending and bonding, bonding which is set to go live this week, there'd always be an increase in PolyCUB.
The truth remains we are yet to see the wonders that PolyCUB has in store. Note that PolyCUB is in DeFi 1.0 stage about making transition into DeFi 2.0.

Don't be surprised why I mentioned CUB as one to take invest in now, it's simply because CUB, PolyCUB and xPolyCUB are all built on top of one another.


Thanks for visiting my blog, till next time.