What is RIPPLE ?

Ripple is a name of peer 2 peer network with its own digital currency, the XRP . Ripples or XRP's equipped with a necessary liquidity within the network of complex financial transfer and server as a bridging currency for international payments between especially simplifying complex financial institution

What Benefits of Ripple?

1-Built-in currency exchange
2-No need to mine
3-Alias system (users known by nicknames rather than gibberish numbers)
4-Ability to issue your own IOU (aka colored coins)
5-And if this ain't enough for you - check out NXT :-) (which also does private messaging, stock / asset issuance, digital goods marketplace, and very soon voting and side-chains (they call it MS) )

https://www.youtube.com/watch?v=5e2jDFL1kKI