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[source](https://x.com/Cointelegraph/status/1937825783856128196)

This came through my Twitter (X) feed today and I think it is common sense to ban credit cards from any type of investment transaction including crypto purchases. The saying only invest what you can afford to lose is real and if you are using a credit card then you do not have the funds.

I had no idea, but apparently most countries and reputable brokers do not allow investors to use credit cards to purchase stocks and shares. Debit cards or bank transfers is the way these are accepted and it makes logical financial sense.

What Barclays have done is most likely updated their terms and conditions by falling into line with regulation before adoption happens. This is also a sign of where we are in the crypto cycle with retail thinking of joining in before the big ride up happens when we see the peak of the crypto cycle later this year.





When you use a credit card you are not using your own money and are basically borrowing from the bank even if you pay the "loan" back within the 30 day window. The essence is you are still borrowing money to fund an investment via capital you do not physically have and this is frowned upon.

I was reading the comments with many saying this is FUD and how can the bank stop you from using your own money, but a credit card is not your own money and is a borrowing mechanism supplied by the bank. The announcement would be different if they stated credit and debit cards, but this was only credit cards and I am happy with this. This means they will not block a debit card transaction or a bank transfer for those looking to invest in crypto and this means Barclays are still an off and on ramp for crypto which is the part that matters the most.

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[source](https://www.cryptotimes.io/2025/06/25/uks-barclays-bank-blocks-crypto-transactions-amid-increasing-adoption/#google_vignette)

The only FUD created is by crypto media themselves with clickbait headlines as they don't mention Credit cards in their titles. You have to read down to the third paragraph of one article before credit card is even mentioned and until that point the article states Barclays Bank prohibits the use of it's cards for crypto transactions. This is clearly false and not the real story so what was their intention by doing this? We either have proper idiots writing these articles or this is being done on purpose which makes these types of media outlets look so amateurish. This news article was not even worthy of an article and they can do far better, but then they would have to think and do some real research for those stories.

When you come to really think about it these days the only FUD created is from within the crypto community and this is kind of crazy. Crypto media should be promoting crypto through positive articles and not looking for the negativity or spinning the news to create negativity when there is no news. We know how simple and lazy the majority of humans are on social media and they never read articles correctly seeing the facts for what they are creating self inflicted FUD.

Posted Using [INLEO](https://inleo.io/@cryptoandcoffee/this-is-not-fud-3lo)