5 Things I Learned About Crypto After 10 Years In The Space

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·@cryptoctopus·
0.000 HBD
5 Things I Learned About Crypto After 10 Years In The Space
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## Introduction

In a few months, it will mark my 10th years learning and growing my understanding of bitcoin and other crypto assets. It's been a wild journey and now more than ever, I am convinced that just like Netflix made Blockbuster vanish...so will crypto make traditional finance vanish...slowly first and then all at once. 

Only now do I realize some of the huge mistakes that I made. Here are some of them:


### 1. Never, Ever Sell Your Coins
I guarantee you that will have seller's remorse when realize the real cost of selling your bitcoin when it goes up in average of 200% a year for the past 15 years (also, include capital gain taxes).

### 2. Never Sell Your Coin, Take a Loan Against It If You Need Cash
Loans are not taxed and they allow you to tap into the value of an asset without selling it. I personally use CELSIUS and they are giving me loans on my coins at 1% interest rate, I don't need to qualify (because they are collateralized) and I set the repayment terms.
### 3. Don't Sit On Your Coin, Get A Yield
There is a huge demand out there to borrow your coins in exchange for a return. You can get up to 10% yield without locking your coins. It's like going back to 1980's when the bank was giving you 8% on your saving account. 
### 4. Use Blockfi or Celsius Network
I personally use both to maximize my yield on my crypto but if I were to choose one, I would say start with Celsius for the 1% loan, great yield and trust factor. Also, if you sign up through my referral code, you can get up to $500 in free bitcoin as a signup bonus.

[Here is my personal referral code if you ever signup.](https://celsiusnetwork.app.link/1995100e51)

If you are a purist when it comes to "not your keys, not your coins" then it's probably not for you. But for the rest of us who still believe that trust can be a good thing when there are good actors in the space AND that centralization also has it's own benefits, this is a good option for you.

### 5. Don't Improvise Yourself As A Trader
I cannot count how much coins I lost trying to play the market...not only it takes a 1000 hours to become average, the crypto market is especially good taking your hard earned coins out of beginner traders.

## Conclusion

Some of those lessons costs me a lot and I wish I knew them earlier but I am glad that I finally got them under my belt so that I can secure my financial future by being smart about how to handle my coins.

Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@cryptoctopus/5-things-i-learned-about-crypto-after-10-years-in-the-space)
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