<center><h1>HBD Savings</h1></center>

<center>Yesterday I hit 1k HBD in my savings for that sweet sweet 20% APR.</center>

I am "reconstructing" my account to be heavily focused on the HBD savings and interest from that.

![savings.png](https://files.peakd.com/file/peakd-hive/cwow2/23tGVvH19wGNS6CNLVgjPidX6rKGB9o71mnmmes4Mj5sR32kAkLVVccj16xNtmEDHngvY.png)

I am accomplishing this by Powering Down my entire stake or most of it and convert it to HBD. This is temporary and I do plan on building up my HP again afterwards when they Power Down is complete.
Which is still more than 2 months away.

<center><h1>Power Down</h1></center>

![pd.png](https://files.peakd.com/file/peakd-hive/cwow2/EoATwa6CGXbpuBdhFAs3GcDQS4Hx7kLzxKCbxmSLbBYTc78MFPDH3M5fCYgCNrAUDni.png)

I am still waiting for 4559 Hive to be liquid and converted into HBD and letting the interest and compounding do its thing.
This will still leave me with around 4k HP as I have had that delegated out for a while now and if I am happy with my HBD amount/Interest, I will keep that HP Powered up otherwise I might power that down aswell for even more HBD.

The reason to be heavily invested into HBD. Is so that I will have a "big" pile of cash coming in which will be easy to convert back to Liquid Hive for HE tokens or just for HP leasing.
Even for tips and other fun stuff, depending solely on my interest.

I do want to hit 100 HBD in interest this year alone. That would be a massive boost and goal to hit!
Its early in the year, which means I am more confident that I can hit that goal