Hey All,

![image.png](https://files.peakd.com/file/peakd-hive/gungunkrishu/23tSxBYxNayczw9MhvEgkoRVJQEo5erhqdANJZSBZU7y1LXFsRk8WufHQztQzdp4ExugB.png)

With crypto markets crashing and seeing all of our favorite coins tank, it is always a disappointed moment. No one likes the markets to fall and we all wish that there is always a bull run and it just continues on and on..But the real bitter truth is where there is a bull run which is making all time highs there is sure to come a bear run as well and I guess that is the entry point for other investors who were looking to invest in the markets. So altogether markets being up and down is part of the game and one needs to strategize his or her financial portfolio and make changes to their financial planning around the markets accordingly. And hence with that I did make a change to my financial plan with $HIVE trading below $0.30 cents, which is one my favorite coin along with contributing to 50% of my overall crypto investment.  

### HBD rewards Swap to $HIVE...

![image.png](https://files.peakd.com/file/peakd-hive/gungunkrishu/23uRLPLAmZucJVXJRnVvbTUiUktVBCo1wDxDTMfc6XNELiRzB8nWKqD9bhPjFsoKTNMb6.png)

The approach that I took here is that I started swapping my HBD rewards for $HIVE. I started doing this from Yesterday and as you can see I swapped 5+ $HBD for 20+ $HIVE and all the HIVE was powered up i.e. moved to being HP [HIVE POWER]. Earlier what I was doing was moving the $HBD rewards to HBD saving and was getting an APR of 20%..But I couldn't resists this downfall of $HIVE token and was tempted to accumulate HIVE at these prices. I am going to do the same until HIVE trades above $0.35 cents. What if $HIVE falls from here then what is my plan? This is a good question and I do have plan for this as well. Lets says the crypto markets sees another big downfall and incase $HIVE falls further and that too below $0.20 cents, then I am going to leverage my 1K+ $HBD saving to convert all of them to $HIVE and power all the HIVE up..so that is the initial plan incase HIVE falls further. I am also ok to pump in around Rs.50K INR as well to buy in HIVE..ultimate GOAL is to buy as much HIVE as possible. I did miss the opportunity when HIVE use to trade below $0.10 cents.. But now if this is on cards then for sure I am not going to miss the opportunity and will be looking forwards to buying HIVE in bulk and come close to my target of accumulating 75K+ $HIVE by the end of this Year...lets see how it goes whether I am going to hit my HIVE GOAL or not....I am optimistic that I should be able to do so...cheers.. $HIVE to the moooon... 

##### Have Your Say on HBD to HIVE At the Current Price....

Did you buy in HIVE for cheap during the recent downfall? What is your strategy looking like? Do you foresee $HIVE falling further and are your converting your HBD to HIVE now or still waiting for the price to fall even further? Would love to know about your views in the comment box below...cheers

### HBD rewards Swap to HIVE...

Image Credits::  hivehub.dev, peakd

Best Regards

![image.png](https://images.hive.blog/DQmSjasp4rbWiwppotkoGj1gNbL7Wo1LE4vWa9gn5hGMnBT/image.png)

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