So now imagine you stop using cash for the next 3 months or better for a whole year.
Like no cash in your pocket, no big stuff in your wallet, instead you just decided to pay everything with your ATM card.

 https://img.leopedia.io/DQmb5EFnsine4HHGBwWWNd1SgA74g5rcdn7Fm65XipAS4te/2c1e5ba57d91fe8b225d45703efa97da.jpg 
[Unsplash](https://unsplash.com/photos/lighted-atm-eYZpTMc7hno)

 The coffee you take, the grocery you run, every impulse buy at the mall, all of it goes through your card. Then at the end of the month or end of the year, you go and request your bank statementand sit down to face the truth that that piece of paper doesn't lie. It's like a mirror reflecting every financial choice you've made.

That statement of accounts can be a game changer for you. So why does this matter?Because when you pay with cash, it's easy to lose track. Here and there. It can slip through your fingers like sand and you barely notice but when every transaction is recorded on your card, you get a front row seat to where your money is actually going.

So imagine that moment when you see bank statements with all those little and not so little expenses. This is like a wake up call and you know suddenly you realize that your daily take out orders, those small impulses, by and large those which you've forgotten about are adding up to a small fortune that you are really spending enough.

This is, you're not doing this just to shame yourself, this is about clarity. You are seeing why you're spending what you're spending. And those things that force you to do this.
That's what you're spending. Maybe you didn't realize how much you were dropping on late night snacks, or how those treat yourself moments were eating into your savings very hugely.

Money talks, but it is only when you listen that you understand the language of money. Using your ATM card for everything wastes that story of your financial habit. And trust me, nothing will focus your mind more on using money better than see how unnecessary. Spread the art on the paper.

You know the beauty of this experiment is that it's not about cutting back. Once you know where your money is going and coming from, and you know where you're spending, youcan make intentional choices about your life. Maybe you swap that pricey coffee habit for a thermos from home or that streaming service that is eating up your money.

Through suspicion that you barely use you begin to cut it down. You will start asking yourself before spending, do I really need this before swiping that card. That is how you take control of your finances.

Today challenge yourself ditch that cash for a while, let your ATM card do the talking so that when you finally sit down with your bank statement you won't just see numbers you will see opportunities. These opportunities can save you.

 https://img.leopedia.io/DQmcLLhUMU78hqTLFongfV9D2VuhkVFUY6numTPY9So9qKN/b79ee3da0b84f6b3179d7308944dba2a.jpg 
[Source](https://unsplash.com/photos/green-plant-in-clear-glass-vase-ZVprbBmT8QA)

Save to invest for the future where your money begins to work for you, not against you. Money talks but it's your ability to listen. Start today and watch how you spend your money and what you use your money for.

Try this principle it will really help you.


Posted Using [INLEO](https://inleo.io/@hivepromax/money-talks-how-ditching-cash-can-transform-your-finances-2as)