Would you consider storing a significant part of your net worth in HBD ?

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·@howo·
0.000 HBD
Would you consider storing a significant part of your net worth in HBD ?
![image.png](https://files.peakd.com/file/peakd-hive/howo/23viPAAhaRi41e4PLiS6cqkLLWb6FFT6Xj4FCvrDdWpYGt4vN5ymRXf1ygZyPKSxN4JVD.png)
*(ah yes I would love to earn a free cup of coffee per year)*

Hey,

This post kind of stems from discussions I've had with @fredrikaa and I'm curious to hear what you guy's thoughts are, now there there are some pretty solid mechanism in place to hold HBD around 1$ (.994 as of this writing), thanks to both conversions from and to hive, and the HBD stabilizer that @smooth is running, this leads to HBD being stable and for a decent amount of time.

This increased stability let witnesses increase the APR over time (which also creates demand for HBD, increasing the stability). And are now at 12%, a rate putting a good amount of investment to shame (a good point of comparison would be https://platform.nexo.io/, they offer rates through lending, but to reach 12% you have to hold a very big amount of nexo to even approach 12%).
So with all these factors, we are seeing a lot of people just selling HBD and putting it in savings like this guy: https://hive.blog/deutsch/@oliverschmid/balance-ins-portfolio-bringen

For my part I am on the fence, I am soon going to buy a flat somewhere and so while all the papers are getting sorted out (I don't know yet how big of a loan I can take on). I may supply more or less of the value by selling some crypto, so it's tempting to no longer have to worry about the ups and downs of the market and hold a decent amount of HBD and collect the APR while my situation gets sorted out. Which is very tempting but at the same time I am (like many of you I'm sure haha) a gambler and I feel like holding hive just waiting for it to go back up again while collecting curation rewards.

So what are your thoughts ? Would you consider doing it ? 

cc @olebulls I'm sure you have opinions from reading your latest articles hahaha
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