Craig! Thanks so much for your well thought out response. More than I usually get! I'm going to respond to your message in pieces. 

1) The XRP escrow release each month is to fund business operations - one would assume that with the current price that they will spend less (number of coins) and that more will be locked up in a new escrow contract.

It's a smart contract, its all ledger based, that is not how it works. The ripple with be released each month without them having any input on how much they want to release because they've already programmed it to release 1 bil per month. How much of that, that will make it out onto the market is yet to be seen.

2) You do not explain that XRP is burnt (a small portion) each time it is used so over time it will indeed disappear 

I have heard about this, I've yet to been able to find a reliable value for how much coin will be burned for each transaction, I'm assuming it is such a relatively small amount that its impact will be largely negligible for quite a long time. Lets say its a million XRP burned per year (thats ALOT) we still have 999,999,000,000 total supply left...a very tiny drop in the bucket. If you have any more reliable info about this please share!

 3) The use case for XRP is for interbank transfers to replace the SWIFT network - as such the current circulating amount is never going to be enough UNLESS the tokens are worth a lot more

I think ripple's use case is what makes it the most valuable, that being said, are you aware that the system was originally designed to be used without a token entirely? Why do you need a token to transfer money on a network? Wouldn't it be better for your customers to offer the service without a token at all?

4) You make it sound like XRP is the only INVENTED token - all of the ICOs have done exactly the same thing - take your ETH and give you their ICO - most of which is premined and which they usually control a good portion of - with Zero visibility into their dilution plans

On the contrary, I'm quite aware that there are many coins that are premined or that are not mined at all. I have issues with the longevity of quite a few of them...with the exception of something like ETH because I believe ETH use case is quite revolutionary!

5) Remember who Ripple is selling to - large banks so they have to have a roadmap and a plan - together with documented plans as to growth, cash burn rate and the like - much more so than any of the other ICOs we see today

At the very least, I definitely appreciate how much effort and planning and design ripple has put into their product. There have a very slick design and so far their marketing has worked very well for them. I have no doubts that they will be very sucessful as a company. However, for the reasons mentioned in my video, I don't feel that I can reccomend it as a long term investment out of good faith, and I know there are many, many XRP investors who don't understand nearly as much about crypto and XRP as you do, and this video is targeted towards educating them.