![Improving my credit score.png](https://steemitimages.com/DQmSesTDbwFfqRpTGR9Ft7sidJnu93Rx5N2caGpwhnLKn4w/Improving%20my%20credit%20score.png)

For a very long time, I felt as though my credit was unredeemable, that it was so bad and my resources so limited that nothing could improve it....but I've decided to take some steps to repair that so important score.

Step 1:  I looked at my credit score (which is horrible at just under 550)
Step 2:  I looked at my credit report.  Perhaps unsuprisingly, I wasn't aware of all the things on my report and some things were incorrect.  
Step 3: Paying down debt.  I have way too many things in collections so making payments towards those should help boost that score.
Step 4:  Applied for a secured credit card.  When I applied for this card, I selected a larger credit limit than I ever intend to use so that I'm not using more than 20-30% of my available credit.

I'm really excited to see how these steps improve my credit score (and also maybe my stress level).