Bitshares are not just a Crypto, Bitshares.org is not just a decentralized exchange and Graphene is not just another Blockchain.  Bitshares.org is an ecosystem that could revolutionize the banking industry once more people realize what it is, and all the things that can be done on it.  I just watched this video on how you can deposit your Bitshares and take a loan of BitUSD to use however you want.  So when you hold Bitshares at Bitshares.org and you need cash, you can just get a loan of BitUSD using the Bitshares as collateral.  You can pay bills, go on vacation or buy more Crypto while Bitshares.org holds your Bitshares for you.  It takes a little time to get used to the platform, but it is an amazing tool that can turn you into your own bank.   This guy gives an example...

https://youtu.be/QT9Zvx5mqSU