Thoughts on Bitconnect after being there for 7 days

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·@mctiller·
0.000 HBD
Thoughts on Bitconnect after being there for 7 days
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<h2>So Bitconnect has some people's attention.</h2>
<p>It has mine.</p>
<p>After seven days I've earned $2.28 on a $100 loan. &nbsp;That works out to a 118% return on my money in a year. &nbsp;Now I'm not guaranteed that. &nbsp;But still that's a nice average.</p>
<p>I've highlighted my daily interest payments for the original $100 loan.</p>
<p><img src="http://martintiller.com/wp-content/uploads/2017/04/Bitconnect-7-days.jpg" width="1063" height="576"/></p>
<p><strong>I know a lot of the concern about Bitconnect is that it could be a Ponzi scheme.</strong></p>
<p><strong>Fair enough concern.</strong></p>
<p>But Bitconnect is a decentralized block change coin. The whole point is that transactions are observable. &nbsp;Note above that my original loan has an ID, then my payments are labeled as Profit for said Lend ID.</p>
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<p><em>Ponzi's in the past have been centralized with hidden transactions.</em></p>
<p>See Bernie Madoff as an example. &nbsp;And looking at this article of the<a href="http://www.therichest.com/rich-list/nation/10-of-the-biggest-ponzi-schemes-in-history/"> ten biggest Ponzi schemes in history</a>, Ponzi schemes require that transactions are faked or hidden. &nbsp;And a lot of them worked with a just a few investors. &nbsp;Bitconnect has over 50,000 people connect to it on the block chain.</p>
<p>Also you can see both the current interest rate and every day of interest since March 2016.</p>
<p><img src="http://martintiller.com/wp-content/uploads/2017/04/Bitconnect-current-rate.jpg" width="816" height="520"/></p>
<p>This is the current real-time interest rate as I write this. &nbsp;You would not get this information from Genesis Mining, you just get your daily payments and hope they're paying you correctly.</p>
<p><img src="http://martintiller.com/wp-content/uploads/2017/04/Bitconnect-lifetime-interest.jpg" width="821" height="559"/></p>
<p><br></p>
<p>And here is the daily interest rate since they began lending since March 11, 2016. &nbsp;That gives me some peace, they've been giving out daily interest payments over a year, which is longer than Steem has been paying out rewards.</p>
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<h2>Concern about the MLM referrals</h2>
<p>A lot of the concern I've seen about Bitconnect is the pyramid structure of the referrals. &nbsp;I agree a little here, I'm not sure how the math works with different levels of referrals. But I do know that referrals help websites. &nbsp;Amazon uses them, Genesis-Mining uses them.</p>
<p>But to get onto Bitconnect you are NOT required to sign-up under someone, and you're NOT required to sign anyone else up in order to get paid. &nbsp;So the pyramid scheme stops there. &nbsp;So unlike other Pyramid schemes that require people to sign other people up, Bitconnect does not require you to sign anyone up in order to earn interest. &nbsp;No one.</p>
<p>Now I have earn $88 from a loan that referral of mine opened. &nbsp;Which is cool. &nbsp;I reinvested that money, you can see it in the screen grab at the top of the post. &nbsp;I then added $120 I earned from Steem to round it out to a nice $300 that I loaned and am earning interest on.</p>
<p><br></p>
<h2>Question about guaranteed interest</h2>
<p>Any loan above $1010 is guaranteed a certain interest rate. &nbsp;Here are the levels:</p>
<p><img src="http://martintiller.com/wp-content/uploads/2017/04/Bitconnect-rates.jpg" width="619" height="666"/></p>
<p>I admit, I am not sure how that works. &nbsp;</p>
<p>I realize that the purpose is to get more money to the trading bot. &nbsp;But the more money you loan, the QUICKER you get it back. &nbsp;</p>
<p>You can make money with Bitconnect other ways.</p>
<p>Like other &nbsp;currencies you can earn it by<a href="https://bitconnect.co/bitcoin-information/21/earn-from-bitconnect-coin-mining"> mining it</a>. &nbsp;<a href="https://bitconnect.co/bitcoin-information/18/investing-in-bitconnect-coin-and-staking">You can also earn it by staking it</a>. &nbsp;Download a wallet, put BCC tokens in it, and then after 15 days you begin earning interest on that.</p>
<h2>Is Bitconnect a scam?</h2>
<p>I don't know. &nbsp;</p>
<p>But I have gotten daily payments since I've started, and I've turned some of those payments into Bitcoin.</p>
<p>I have yet to find any example of someone not getting their money back. &nbsp;@henry-gant wrote <a href="https://steemit.com/bitconnect/@henry-gant/bitconnect-investing-before-i-wised-up-what-you-absolutely-have-to-know-to-gain-on-your-bitconnect-investment">this post about loaning $1500 and getting back the original $1500</a></p>
<p><br></p>
<p>Bitconnect is currently number 16 on the coin market capitalization chart, Steem is 19. &nbsp;Last summer there was a lot of complaints and concerns that Steemit was a scam.</p>
<p>Could Bitconnect fail? &nbsp;Of course. &nbsp;So could Steemit.</p>
<p>My plan right now is to reinvest some of the earning I earn just to see if it continues. &nbsp;I have not put any money from my day job into this, just earning from Steem. &nbsp;But you never know, this thing just may work. &nbsp;Or it may not, but I am definitely watching it.</p>
<p>If you want to try it out, <a href="https://bitconnect.co/?ref=mctiller">click here</a>.</p>
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