Thank you for the good feedback.

For example, if take a look at only the insurance industry with a current global market cap of over 6 Trillion. I can imagine ChainLink capturing 10-20% in the next 5-10 years with decentralized oracle and hybrid smart contracts.



> The insurance industry today operates in a low-trust business environment. Policyholders have an incentive to falsely report positive metrics in insurance applications to reduce their monthly deductibles and insurers have an incentive to delay payments and raise rates to account for misrepresented risk profiles. Since insurance companies are responsible for processing claims and are much more capitalized than policyholders, they wield substantially more power in terms of when and how claims are settled. Chainlink-powered smart contracts shift insurance contracts towards a more objective, equal-standing model where data directly determines the outcomes and execution is deterministic, without tampering by either party.

> Flight Insurance
One of the earliest forms of smart contract insurance to reach production is flight insurance. Due to a range of uncontrollable variables such as weather and maintenance, flights are often delayed, leading to inconveniences for business travelers. Flight insurance policies allow travelers to mitigate these opportunity costs, as they pay out compensation in the event of a delay. One example is Etherisc, a decentralized insurance protocol that leverages Chainlink oracles to retrieve flight data in order to confirm whether or not it’s been delayed. By removing the need for dispute periods, insurees are guaranteed that they will immediately receive a payment if their flight was delayed and insurers are able to reduce costs by removing manual claims processing.

> Car Insurance
Modern vehicles come with a wide range of internal sensors, internet connectivity, and even native APIs. The winner of Chainlink’s 2020 Virtual Hackathon, Link My Ride, made use of some of these data points, allowing the smart contract to specify a rental period, unlock the vehicle doors for the renter, record the length of time rented, calculate mileage driven, determine the remaining battery charge, and automate rental payments. These functionalities came together to create a complex car rental contract for a Tesla vehicle using a custom external adapter. As vehicle-based APIs grow more sophisticated, new forms of insurance will become available including parametric car insurance that triggers based on numerous impact sensors in the vehicle or insurance discounts based on metrics like mileage driven per year.

Read more on https://blog.chain.link/44-ways-to-enhance-your-smart-contract-with-chainlink/#insurance

Just by looking at some of the use cases for ChainLink, I'm convinced with potential. With the current price, it's already 100X ed from 2017 prices. 

I'm glad to see your points about Hive and LINK and I don't know many things in crypto and am happy to continue to learn together with our LeoFinance community. 



Posted Using [LeoFinance <sup>Beta</sup>](https://leofinance.io/@nathanmars/re-sorin-lite-rcqzq)