Lovely readers, welcome to my blog, in order to keep my blog interesting and fresh I will be presenting you with a different topic today.


Building wealth takes more than desire, it takes consistency and it requires that you take on the habit of putting money away to either remain safe or to work for you. There are so many people who gets good pay at the end of every week or every month but they never get out of debt, it is simply because they spend so much than they earn.


In climbing the ladder of financial wealth, there is no definite formulae, but there are people who have worked through some parts and they have shared their story. In the said financial journey, discipline and high level of patience is required in order to attain desired financial level.

![images (20).jpeg](https://cdn.steemitimages.com/DQmVG92fm7eB7kWoNeiK8u8DmDZQnTSqS22qFSDJC7MQH24/images%20(20).jpeg)

[Pxfuel](https://www.pxfuel.com/en/free-photo-qasot)


If there is one thing that has remained the major difference between the rich and the poor, it is the habit of spending and saving. So many poor people have the mind set of simply living life the way it comes, making money and spending it as they seem fit, while the rich on the other hand believes greatly in saving and investment and this could only mean that after sometime, the person who had taken the pain to save and invest will enjoy the benefits associated with it.


![images (21).jpeg](https://cdn.steemitimages.com/DQmYLAe3MpGVmp2LrZwBTi3XMVGdFe9RxVz53BmhkNvqLx6/images%20(21).jpeg)

[Image credit](https://magzjam.com/fantastic-ways-to-make-and-save-money-at-home)


### There is Power in Accumulation. 

If there is a proven way that leads to building future wealth, it is by learning the habit of saving. Irrespective of the amount you currently earn, the moment you begin to set aside some amount for the purpose of financial accumulation, you have started your journey to the world of wealth building. Although it might not be a fast route, but this method sure works a lot and it has put so many people on the path of financial achievement.

### Procrastination is Deadly.

So many people have heard about the benefit of saving, but have clearly procrastinated on several occasions as to when they will begin to save, let me give a quick illustration: Imagine that you have started putting away $100 every month since you heard about the saving strategy last year, by now you would have accumulated over $1,000 but procrastination led you into spending the money you would have saved on something you cannot even recall because it was clearly unnecessary. Procrastination surely kills dreams. 

### Lack of patience.

So many people who were not victims of procrastination and took the nerve to start early, sometimes fall into the trap of not being patient enough, the road might not be so fast and encouraging but trust me when I say it definitely becomes worth it at the end of the day, in order to grow wealth through accumulation, you have to kill the urge that might make you want to withdraw early.

Thanks a lot for reading, I remain your very own Nigerian lady @oluwatobiloba