I believe that this is one of the planning with crypto clearly proves that crypto is here to stay and those who are planning their retirement are really the ones having a very long-term vision. This really sounds great and if more people think like this then for sure they will hold their crypto and it will reduce the swelling pressure and that will lead to the price increase. The Crypto segment is surely not for easy money and the long term is highly recommended. I have seen people who came in short term and things did not go as expected and they had to hold for long. Now since they have spent quite a good amount of time here and they realized the potential so they have started planning for the long term and that's how this market works.

![image.png](https://images.hive.blog/DQmeNCMweRx387gkPY9p4u85EnQgGYm8gghtWyetTmzN3Gh/image.png)

[src](https://images.app.goo.gl/Qf66q3Kfph1Bh8CK8)

I am from India and unfortunately these days India is not doing well in crypto because of certain rules and tax policies but I am excited about how some of the countries are working and making things easy for it because this is something surely needed for the crypto space to grow. The United States is definitely doing great and more people have long-term goals. Below is a snapshot that shows what people think about crypto and the first option is indeed a truth that we have to believe in. Crypto is the future of finance and it has everything that can transform the way we work and manage our finances. 


![image.png](https://images.hive.blog/DQmU2geaY7ERddG3ESXdTdtM4opdiH1R26QLvYdYhvMvbQQ/image.png) 

[src](https://www.ndtv.com/business/cryptocurrencies-becoming-a-popular-option-to-fund-retirement-3024658)

The current banking system is not upgraded however it needs to be and crypto is something that gives more power to people where we own the money and decide how we want to invest and when we want to get it back. Banks are not providing this facility because they like to have control and now with DeFi things are turning the other way round and the interest rate offered by banks and other financial institutions is also not interesting anymore. These days risk is everywhere even with banks. In India as per one of the govt rules deposits only up to 100k are secured and more than this will not be paid by the bank or govt if something goes wrong with the bank or the financial system and economy. Now when we know the risk then why not earn more rather than earning peanuts through the bank this is where banks are lacking.

I have not yet decided on my retirement but surely I am a long-term investor and I continue to add up to my portfolio every day. When the market is down then we see more innovation and new initiatives and it would be great if some fund management companies bring products that can give retirement options to people offering a decent income and earnings here. We can't deny the fact that the future is exciting and for that, we need to plan now. Bitcoin price is less than half of its all-time high and it's a good time to accumulate more and keep it for the long term so when it grows 100k or more then it can give us great returns on the investment. 

**Thank you so much**
*Stay Safe*












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