支付宝的反诈骗风控越来越高了
hive-105017·@rivalhw·
0.000 HBD支付宝的反诈骗风控越来越高了
在localbitcoins.com通过支付宝转账,像往常一样确认后,却突然接到支付宝官方反诈骗电话,见如下图,  电话明显是机器语音,内容大意是问我, >确认自己是否在进行一笔转账? >跟对方是否认识? >是否是在网上认识的对方?> >具体交易的内容是什么? >。。。 这个反诈骗确实是好的,尤其是对于一些安全意识不高的比如老人等用处应该很大,但我作为一个成年人很清楚知道自己在做什么,再说我用localbitcoins.com也好几年了,流程和操作自然也是再熟悉不过,这个机器语音电话还在那里继续询问,我觉得有点啰嗦,索性便挂断了。 我准备继续操作,结果支付宝不像往常那般很快出现成功界面,反而继续弹出警告窗口图,告诉我对方账号可能涉及诈骗什么的,我确认后,还是继续弹出一些窗口,    折腾了一会,总算转账成功。 等了几分钟,对方给我发来信息,原来是对方账户资金被临时冻结了,见如下图,  并发信息问我, >Did you click any restriction while sending? 我回答没有,并顺便将转账记录发给对方,  对方说okay。 这时完成交易,比平常多花费了近20分钟。 通过这次交易,可以很明显地感受到,支付宝大幅度提高了风控,反诈骗方面做的确实很谨慎,但凡事都有两面性,对于正常使用的人,的确引来一些不方便。
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