<center><h5>ENGLISH VERSION</h5></center>

![Cash Flow Crisis Concept_ Risk of insolvency.jpeg](https://images.hive.blog/DQmRTNzF2YW5h4kbSr5y99LgYiRQhuPEJpJ6cAGRWHqUu6E/Cash%20Flow%20Crisis%20Concept_%20Risk%20of%20insolvency.jpeg)
[Link](https://pin.it/6tgBqtkUJ)

**•Prioritize cash flow.**

What does cash flow do for you? Number one thing that cash flow does for you is that it makes you eligible. If you work with a bank, you develop probably a business account for facilities from that bank. So the bank begins to consider your volume of transactions as a collateral. 

Another thing that having cash flow does is to restructure your mind. Your mind, which is very powerful, mentally, removes scarcity mentality. That is to say, there are projects that will come to you, or investments you need to make, but if you don't have cash flow coming into your pocket regularly, you will not even perceive those ideas. And when the idea comes up, you cannot even do a second hearing, or second sitting over the matter, because your mind is only telling you things like you won't even get money, so don't even bother about that. 

But when you have cash flow coming to you regularly, if somebody tells you, it's costing 2 billion, you know how to shake, because money is coming to your pocket regularly. So, it's important that you prioritize cash flow. A car could be a liability or an asset. Also, a house or a land can also be a liability, at the same time it can be an asset. Paying rent is a blessing to some people, but some people don't understand it. The day you stop paying rent for some people, some people will stop working hard to pay their rent. Some people will enter mental sleep, or mental laziness.

At the end of the day, they have their own house, but they are not meeting up. But you can actually make a house an asset.
You can actually build a house, use it for a shopping apartment, guest lodge, event center, whatever it is, shopping malls, shops, rentals. They are paying you. From what they are paying you, you are paying your own rent.

Now, when you are going to be able to build one that is giving you income, let's 50,000 Naira every night. Five days out of seven days, that's how much? 250,000 Naira per week. You run your diesel, pay your workers, 250,000 per week is amounting to One million Naira in a month. You run your diesel, pay your staff, maximum, share the money to 500,000 Naira goes to diesel and into maintenance, whatever your business, because it's a small one. You still have what? 500,000 Naira left.

Even if 60% of it goes into it, you still have 400,000 Naira left. By the time you check your profit, or what you have turned over, it would be something substantial. 

<center><h5>SPANISH VERSION</h5></center>


![Cash Flow Crisis Concept_ Risk of insolvency.jpeg](https://images.hive.blog/DQmRTNzF2YW5h4kbSr5y99LgYiRQhuPEJpJ6cAGRWHqUu6E/Cash%20Flow%20Crisis%20Concept_%20Risk%20of%20insolvency.jpeg)
[Image](https://pin.it/6tgBqtkUJ)

**•Prioriza el flujo de caja.**

¿Qué hace el flujo de caja por ti? Lo más importante es que te hace elegible. Si trabajas con un banco, probablemente abras una cuenta comercial para las facilidades de ese banco. Así, el banco empieza a considerar tu volumen de transacciones como garantía.

Otro efecto del flujo de caja es reestructurar tu mente. Tu mente, que es muy poderosa, elimina la mentalidad de escasez. Es decir, hay proyectos que llegarán a ti o inversiones que necesitas hacer, pero si no tienes flujo de caja regular, ni siquiera percibirás esas ideas. Y cuando surge la idea, ni siquiera puedes reflexionar sobre ella, porque tu mente solo te dice cosas como que ni siquiera recibirás dinero, así que ni te preocupes por eso.

Pero cuando tienes flujo de caja regular, si alguien te dice que cuesta 2 mil millones, sabes cómo reaccionar, porque el dinero llega a tu bolsillo con regularidad. Así que es importante priorizar el flujo de caja. Un coche puede ser un pasivo o un activo. Una casa o un terreno también pueden ser un pasivo y, al mismo tiempo, un activo. Pagar alquiler es una bendición para algunos, pero otros no lo entienden. El día que dejas de pagar el alquiler, algunos dejarán de esforzarse para pagarlo. Algunos entrarán en letargo o pereza mental.

Al final, tienen su propia casa, pero no se reúnen. Pero puedes convertir una casa en un activo.
Puedes construir una casa, usarla como apartamento comercial, albergue, centro de eventos, lo que sea: centros comerciales, tiendas, alquileres. Te pagan. Con lo que te pagan, tú pagas tu propio alquiler.

Ahora bien, si vas a construir una casa que te genere ingresos, digamos 50.000 nairas cada noche. Cinco días de la semana, ¿eso es cuánto? 250.000 nairas a la semana. Trabajas con diésel, pagas a tus trabajadores. 250.000 nairas a la semana equivalen a un millón de nairas al mes. Trabajas con diésel, pagas a tu personal, como máximo, y repartes el dinero para que 500.000 nairas se destinen al diésel y al mantenimiento, sea cual sea tu negocio, porque es pequeño. ¿Qué te queda? 500.000 nairas.

Incluso si el 60% se destina a eso, aún te quedan 400.000 nairas. Al revisar tus ganancias, o lo que has facturado, será algo sustancial.