<center>![](http://i.imgur.com/1X1bPoE.jpg)</center>

<br>

#### What's the biggest reason why cryptocurrencies haven't gone mainstream by now?
It's the ***usability!*** It is simply not *convenient* enough to use your crypto assets as real-life payment methods. 
Not many retailers accept it yet, and even if they do, it can be quite the *hassle* to scan a QR code, wait until the transaction has been confirmed etc. 
If cryptocurrency really wants to achieve mainstream adaption, we need to make it **EASY** and **quick** for people to use it. 

### <center>Introducing *TenX*: Making "any cryptocurrency as usable as a dollar bill in your pocket" with Visa Cards!</center>

<center>![img](http://i.picresize.com/images/2017/08/15/8i9q.jpg)</center>

<br>

## What is TenX ? 
TenX graduated from **PayPal's startup incubation program** earlier this year and is a singapore-based company featuring a mostly Austrian team. 
It aims to solve the ***liquidity problem*** by creating cryptocurrency visa cards that make it very easy and convenient to spend your crypto-assets in real life. 
These visa cards would be accepted almost anywhere in the world *(over 36 million points of acceptance)*, and TenX offers ***no processing fees*** for any online or offline payments. 
Apart from the visa card, TenX also offers its users a ***cryptocurrency wallet*** where the tokens are stored until the customer actually wants to spend them - then, the funds get exchanged to fiat for the best possible rate. 


<center>![img](http://i.picresize.com/images/2017/08/15/XDIK.jpg)</center>

<br>

### How does it work?
So how exactly can you spend your cryptocurrencies in real life now?
First, users need to download the free ***TenX app***. Then they setup a wallet for the tokens they'd like to use, and transfer some funds over to the wallet so that they're ready to spend it. 
Next, users need to order a **virtual** or **physical** visa card - and with that, they can start spending their crypto assets at over 36 million points of acceptance in the world. 
#### Anywhere where visa is accepted, you can use TenX to pay via cryptocurrency! 

<center>![img](http://i.picresize.com/images/2017/08/15/dtpDf.jpg)</center>

<br>

### <center>Take a look at how the TenX team buys a coffee at Starbucks in Singapore, using the TenX card and Ethereum funds: </center>
https://www.youtube.com/watch?v=bdyC_QEqN1U

<br>

### Cryptocurrency Details 
The native cryptocurrency of TenX is the ***PAY Token***, which is built as an **ERC20** token on the Ethereum Blockchain.. 
Users can exchange funds in their wallet for Bitcoin, Litecoin, Dash, Ethereum, and all ERC20 tokens like BAT, EOS, GNO, ANT and many more. 

### Rewards
TenX offers revolutionary ***rewards*** for its users - everytime they buy something with the TenX app or card, they will benefit from it! 
For **token holders**, TenX enables 0.5% rewards (ETH) for every transaction and for **TenX card holders**, there 0.1% rewards (PAY) for every transaction. 
This offers an ***incentive*** for both card holders and token holders and is a game-changer in the niche market for cryptocurrency debit/credit cards.

<center>![](http://i.imgur.com/CIxFRRv.png)</center>

<br>

## TenX Card compared to other cryptocurrency cards
TenX is not the *first* company to come up with the idea of cryptocurrency debit/credit cards - but it offers its users some ***unique benefits.*** 
When compared to the popular alternatives Monaco Card or TokenCard, you will immediately notice the difference:
#### TenX is the only one that offers a wide variety of different currencies, NO domestic or foreign transaction fees, and also the only one who offers any user incentives. 

<center>![](http://i.imgur.com/zSJ5lFS.png)</center>

<br>

## Conclusion
TenX is a promising fintech startup that aims to make it much more ***convenient*** to spend cryptocurrency in real life. 
They have created the first **debit card** that offers multiple cryptocurrencies, no transaction fees, and user incentives all in one. 
There is also a TenX ***wallet app*** where you can exchange your tokens. 
The TenX ***ICO*** concluded in June this year. Currently, it is trading on spot #4 on the [asset market cap ranking](https://coinmarketcap.com/assets/) and the TenX cards will be released in 2018.

<center>![](http://i.imgur.com/ia2u0Q3.png)</center>

<br>
<br>

<center>*Images: [1](https://www.tenx.tech/img/tenx_premium_card.jpg), [2, 3](https://www.tenx.tech/design.html), [4, 5](https://www.tenx.tech/tokensale.html), Sources: [1](https://www.tenx.tech), [2](https://cointelegraph.com/news/make-any-blockchain-asset-instantly-spendable-with-tenx), [3](https://tokenmarket.net/blockchain/ethereum/assets/tenx/), [4](https://cointelegraph.com/explained/what-are-cryptocurrency-debit-cards-explained), [5](http://www.newsbtc.com/2017/08/13/tenx-monaco-move-closer-issuing-ethereum-bitcoin-debit-cards/), [6](https://www.techinasia.com/tenx-crosscoin-ico)*</center>





<p><hr><br>
<center><p><a href="http://steemit.promo">Want to get featured on my blog? Register for Steemit Promo</a></p></center>
<center><a href="https://www.instagram.com/sirtonywinchester/">- Instagram -</a></p></center>
<center><p><a href="https://www.facebook.com/groups/397766613731804/">- Steemit FB Group -&nbsp;</a></p></center>

<center><a href="https://steemit.com/@sirwinchester"><img src="https://media.giphy.com/media/26xBKipQZYbBFWbJe/giphy.gif
"/></a></center>
<center><p><em><strong>© Sirwinchester</strong></em></p></center>
<p><br></p>