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This week isn't busy just because of work, it is because I have a range of doctors appointments that I have to fit in around all the other things I have to do. Some of them I can schedule, but some of them are just made and require various tests to be done, which takes time and can't be completed in one trip. For one thing, I got told at the end of last week that the doctor is "going to call", and I have to have several tests done before that. It is annoying, but hey, at least I have access to healthcare. 

>And a job.

![image.png](https://files.peakd.com/file/peakd-hive/tarazkp/23xV8ZiRUL4axUabn3THfNp62hsQqKDxTS6wpZg1tsDotDsxmUZayVNn4JweTmS2ZJhqi.png)

I get asked relatively often how someone is able to increase their Hive earnings, or improve their crypto portfolio and the like. What many are looking for is some kind of magic formula that gives them the possibility of that dream of future riches, so they have the chance to do more of what they want. There are plenty of formulas, but in my opinion, really there is only one way to do it effectively.

>Work.

And I mean *literal work.* Get a job, get a second job, get a third if you have the energy. Anything to increase your potential to either not have to spend crypto, or invest more into generative assets. For many, this is not a satisfactory answer apparently, because they got into crypto so they didn't have to get a job, so it seems counterintuitive to their reasoning.

>Work smarter, *and harder.*

It annoys me a bi when people say "work smarter, not harder", because it degrades potential. For example, if you can work smarter  and save 50% of your time to earn 100%, essentially you should work the 100% smarter and double your income. But, if you can also increase the time you work by 20% as well as working smarter, that would give you a 240% increase in income, when you used to earn 100%. Obviously, these are just illustrative numbers, but my point is that additional income streams are more valuable than just the value you get from them. 

For example, if you were to use 100 HIVE a week to live today, that is about 45 dollars worth. However, if you were able to get a job that pays $22.50 for the week, you could reduce the HIVE burden by 50%, using 50 HIVE instead. Not much changes, right? But, the difference is that say this remains constant and in two years from now HIVE is at 3 dollars, the difference is 50x104x3, $15,600 + the interest earned + the additional curation. 

However, if spending the 22.50 per week in HIVE, that will use $2,340 worth of HIVE. However, as the price increases, less HIVE will be used, but nowhere near as much as if being able to replace the need for HIVE by 50% or completely if possible. 

Getting a job is the most horrible thing that someone can do these days apparently, as there are plenty available, yet not many willing to do them. Sure, working some crappy dead-end job might not be ideal, but if it is an *means to an end* where it is possible to use the possibility to build a better future and not necessarily have to work, is it so bad? 

And yes, depending on where you live is going to affect all kinds of the variables including what kinds of jobs are available, how much is earned, how much is needed, what needs to be covered and whatever else affects locally. Plus, there are personal factors to consider like personal health and the like, that can affect potential. But really, is everyone "so ill" that they are unable to work, or are people making excuses for themselves while they can get away with not working?

>That is a personal question for the individual to answer.

There are of course ways to increase the possibility to earn and build a portfolio, but they nearly all come with some form of investment and then of course, risk exposure. Buying in, trading, staking etcetera are all great, but you have to have something to buy with, trade and stake in order to get access to the gains. The *lowest risk* way to have the funds to spend is to have jobs and income streams that create "extra" income, rather than using funds that are possibly needed for living costs. 

>If one job covers living costs, get a second to be able to use it to invest with.

And as the saying goes, money begets money, so once this is happening consistently and the income and portfolio are growing, it is also possible to increase the amount that is being earned and rolling it back into the investment portfolio to compound further, like using curation return to increase stake. 

But, over the years I have heard so many excuses as to why people can't work that I assume that those who are actually willing to work, are already working. Not many people seem to like the work they do perhaps, but for those that are not stuck working but are instead working toward *really being able to do what they want,* they actually enjoy the work because it has meaning beyond the job itself and, beyond being able to cover their living costs.

But no, I don't know of ay magic formula, but there are plenty of basics that people can do to increase their chances of investment success, but it does require *investing.* Investing isn't just buying a generative asset, it is also investing time, skills, energy and time into being able to get the resources required to buy. 

Not that hard, is it? 
Not that smart either - it is pretty basic.

Taraz
[ Gen1: Hive ]


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