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I spent a few minutes having a look at the various crypto assets I hold and was thinking about what it would all need to be valued for me to consider the last 3 years "worth it" finincially. 

I don't need a lot - but if I sold everything I hold now, *not much in my life would change. 

![IMG_20191206_232832.jpg](https://cdn.steemitimages.com/DQmaSCoZuv6m1xVejydSVhjx197kLnGR2Nyr25pzk5xUepu/IMG_20191206_232832.jpg)

Sure, I could pay off debts and be a bit more comfortable, but it wouldnt last long and very soon I would be back where I am today. What would the point of that be?

I am looking for a significant change and today's  market prices don't being me that. However it wouldn't take much for that to happen. Currently, the only major debt I have is our apartment mortgage and it is manageable. However the maintenance costs on this apartment are ludicrous. It would be nice to get our own place one day, but there is no rush on that.

A couple years ago I could have paid off the apartment with my holdings, but that would have required a full power down and as a believer, I kept powering up anyway. Paying off the mortgage might have been a smart move, but I wonder if I would have used the savings each month to buy back into Steem. 

This is often what people forget when looking at counterfactuals, as they assume that they would have acted a certain way, even though history proved they didn't. How many have stated how many Bitcoins they once had and if they had "sold at the high" they would have so and so, but don't factor in that *they didn't* hold, they sold much, much earlier.

While some lament the decisions of their past, for me I am pretty solid that I did the best I could at the time, knowing what I knew. Will I know better next time? Probably.

I think that during the next real alt coin run Steem is going to see some massive gains and could surpass the last all time high considerably under the right conditions. The right conditions are more knowledgeable investors who will buy into development pedigree, not hype. 

Most of the 3000 tokens or whatever it is in the marketplace are *walking dead* coins, they just don't know it yet. I am going to lose a bit once they fail completely, I hold several just in case though. Most have nothing to offer, likely never will.

If STEEM goes to zero, I am okay with that, but I do not think it will because, there will always be enough people both holding and willing to buy STEEM low. The lower it goes, the higher the demand on the market will go. Steem is going to be hard to kill because there is a community of people backing it, and many of them enjoy what they can do on Steem with STEEM. It might drop a lot more, but I doubt it will approach zero. 

I am.looking forward to lower prices where large accounts especially are still selling. I am hoping for more midsizze accounts to buy in and up, more dolphins that give a shit. It would be great to be able to have many active dolphins curating all over the ecosystem. 

But, considering all the effort and late nights put into Steem, I wouldnt consider the price of selling now as anywhere near worth it financially. However, there has been massive amount of value in the time I have spent here writing, conversing, learning and thinking. When price increases significantly, that is just going to be the icing on the cake. 

I am. In no rush and I am happy for the investment to marinate and mature into something compelling and stable, rather than living in hope for a pump to sell. How long can I wait? Longer than most I predict. 

Luckily, waiting on Steem needn't be a passive activity and price is only one aspect of what makes Steem "worth it". 

Taraz
[ a Steem original ]

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