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More so than ever before, people are living paycheck to paycheck. No savings. Nothing for a rainy day. With interest rates at current near historic lows, some have simply invested instead of saving. There can be no solution to this crisis except for mass bankruptcies to occur. Look around the West. U.S, Canada, UK, Australia, and the rest. Everyone extends themselves to the absolute maximum. And that’s totally fine...as long as nothing with their income or expenses changes. Nothing to worry about, right?

Government shutdown exposes a harsh truth: Most Americans are unprepared for the next recession - MarketWatch
https://www.marketwatch.com/story/government-shutdown-exposes-a-harsh-truth-most-americans-are-unprepared-for-the-next-recession-2019-01-22
Living Paycheck To Paycheck: What The Polls Show
https://www.forbes.com/sites/bowmanmarsico/2019/01/24/living-paycheck-to-paycheck-what-the-polls-show/#18f64a07132b
51% of young women have to borrow to make cash last until payday | Business | The Guardian
https://www.theguardian.com/business/2017/sep/19/51-of-young-women-have-to-borrow-to-make-cash-last-until-payday
How an Overdraft Line of Credit Works
https://www.thebalance.com/overdraft-line-of-credit-315353
Walmart Nation: Mapping America’s Biggest Employers
https://www.visualcapitalist.com/wp-content/uploads/2019/01/walmart-nation-biggest-employers-map.html
Payless prepares second bankruptcy with store closures - BNN Bloomberg
https://www.bnnbloomberg.ca/payless-prepares-second-bankruptcy-with-store-closures-1.1211459
Reorg First Day on Twitter: "Since 2016, 35 retail chains have filed for chapter 11 relief reporting more than $100M in liabilities on their bankruptcy petitions:… https://t.co/uMsJqnptvV"
https://twitter.com/ReorgFirstDay/status/1064931445276401664/photo/1
‘This One Here Is Gonna Kick My Butt’—Farm Belt Bankruptcies Are Soaring - WSJ
https://www.wsj.com/articles/this-one-here-is-gonna-kick-my-buttfarm-belt-bankruptcies-are-soaring-11549468759?mod=hp_lead_pos5


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