![XZEN-real-size.jpg](https://steemitimages.com/DQmbM5sUodBKSyZAHtTmNaQzKcqxpYojA6MXPvS1eDr2yv1/XZEN-real-size.jpg)

Startup XZEN presented the first «smart» hardware cryptocurrency wallet designed to erase the boundaries between cryptocurrency and traditional financial worlds.

The banking sector faces rather hard times. A large amount of accumulated internal problems (such as high commissions, low level of yield, a great number of intermediaries, slow rate of transactions and high regulatory barriers) compel people to search for alternative options.

For this very reason many people draw their attention to cryptocurrencies. No one knew about them just a while ago, but nowadays the world leaders discuss the idea of national cryptocurrencies.

Financial transactions required a bank account earlier, but now the necessary condition is a cryptocurrency wallet.

Just a few years ago there have been only 5 million wallets in the world; nowadays the number exceeds 20 million pieces. Any bank could envy such a growth of clients and balance. Merely Myetherwallet stores over USD 60 bln.

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