![img_0.37020453695927236.jpg](https://images.ecency.com/DQmYBngqDuXv7Y4fADCQshRffZvCJ6vyYgu5sHwRfJhFNge/img_0.37020453695927236.jpg)

I currently have 2.728 Vouchers, and it looks like that nowadays I am receiving around 0.11 Voucher per day. On 2021.11.23 I used 1 Voucher (+376.566 DEC) (worth $4 USD at that time) in the Chaos Legion Pre-Sale to [buy](https://hive.blog/hive-13323/@xplosive/today-i-bought-a-pre) a pack. 19 days ago (on 2021.12.08) I [opened](https://hive.blog/hive-13323/@xplosive/opening-the-chaos-legion-pack) the pack. If I look strictly only at the DEC spending, then it was a profitable buy at the time of the opening.

I still have the cards, but I am not sure whether I would want to buy more packs or not. Actually I am thinking about selling my Vouchers, and putting the money into my HBD savings. HBD is more or less a stablecoin, and much safer (much less risky) than putting money into Splinterlands assets.

Recently both the Splinterlands cards, the DEC and also the SPS went through a kind of price crash. Most of the cards recovered some of their values, but they could fell again anytime. They are unpredictable. You can gain a lot, but you can also lose a lot.

HBD seems to be much safer and much less riskier. It does not swing much in value. At least nowadays. Nowadays it is moving between $0.94 USD and $1.08 USD, and currently it is exactly $1 USD. Its interest rate is currently 12%, which is very attractive in my opinion. 

![img_0.5892398630501976.jpg](https://images.ecency.com/DQmSax3GLdYgCD1zvVtzy62WHhypy1AAZ9wYFRQKd4jjmJx/img_0.5892398630501976.jpg)

I would really like to build a safe and low risk long term passive income as a part of my plan to get out of the financial discrimination, and as I see it, putting HBD into savings is currently the most ideal thing.

Just for the record:
Nowadays I have more than $580 HBD in savings (currently $580.636 HBD), and according to PeakD, the estimated interest I will receive for 2021 December will be $4.016 HBD. So a little bit more than $4 HBD. We will see. The claim will be in 37 hours.

![img_0.3287371054853832.jpg](https://images.ecency.com/DQmaRAxwgVMe7NRMdWe5FNGx1DP2o3EkFCWonYRoJ175xmT/img_0.3287371054853832.jpg)

Either way, this is a huge thing for me. I really stepped on the way to get out of the financial discrimination.

To see the contrast:
I live with multiple disabilities, nowadays under the local minimum wage in Hungary. My pension-like income is approximately $250 USD per month. Nowadays I also work in a four hours per day part time job, but my total income, which is approximately only $470 USD per month, is still below the local minimum wage, which is approximately $550 USD per month.

+$4 USD in monthly interest sounds like a very good first step to get out of the financial discrimination.

So I would like to continue to build this, and I will probably sell my Splinterlands Vouchers to buy more HBD.

HBD seems to be a safe (low risk) investment.

I just hope that the interest will work in long term, and the APR percentage will either stay in the current range (10-12%), or will be better, so it will remain somewhat predictable, unlike the very volatile and hectic Splinterlands assets.

What do you think about this? Do you have any suggestion/recommendation or tip about getting out of the financial discrimination?

Thank you so much to every for every help and support.

Have a nice day. All the best. Greetings and much love from Hungary.