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*Many of you may have misunderstandings about using credit cards that credit cards are debt cards that can interfere with your financial plan*.

*Eits !, From now on you think otherwise and get rid of the specter of credit cards as a debt card. Because this one financial product actually serves as a means of payment*.

*Simply, in this modern and all-digital era, carrying cash wherever you go is no longer effective. Switch with this "plastic money" and enjoy the benefits you can get*.

**Here are six benefits of using a credit card in comparison to cash, or debit cards**:

# 1. Increase your BI Checking
***Using a credit card for every purchase with small or even large amounts can potentially increase your BI Checking (checking process). For BI checking information, ie a report issued by Bank Indonesia containing a credit history or loan of a customer to a bank, or a non-bank financial institution***.