<a href="https://musing.io/q/prechyrukky/p3stpq2kq">View this answer on Musing.io</a><br /><p>Hoooh! This Is a great topic that I want to share mine and learn from others so thank you!</p>
<p>During these hard times, saving is always the key to stay intact and composed. Crypto has been very hard these times and as of the moment, it is only my source of income. Since it has been very hard, I have been saving very hard too! These are the things I did.</p>
<p>1. I downloaded and used <strong>Money Manager App</strong></p>
<p>Its an application I downloaded from Google Play store where it allows me to track me <strong>expenses and income</strong> and make a review of it if I am at <em>lost or gain</em><em><strong> </strong></em>from my ins and outs. There, I was able to cut down some unnecessary cost and lower down some bills that can be lowered. It has been very helpful to me because I have not been spending too much not like before (which is very useful since I have been in loss with crypto).</p>
<p>2. <strong>As much as possible, I eat at home.</strong></p>
<p>Yes, I do that. My mom used to cook for the whole family so there's no reason for me to eat outside. A proper time management of when to eat is very important for us to save. I have been very conscious of it and I'm thankful I did save a lot from it.</p>
<p>3. <strong>I have been contented with my clothes and things</strong></p>
<p>I checked my closet and found out that I had a lot of clothes I bought and I become contented from it. In fact, I was overwhelmed because it drastically increased. Fashion has never been my forte and I am very simple. I don't like to wear fancy clothes simply because I don't like it. But right now, I'm thankful because it paved a way for me to improved myself and I think I did. I still need to work for things that will make me look a decent person.</p>
<p>Lastly,</p>
<p>4. <strong>I utilize my time wisely</strong></p>
<p>I make sure I balance my <strong>work - life - study</strong> habits to make sure not one of them is compromised. I honestly used to overwork myself. Hmm, not really overwork but I feel overworked haha! Right now, I'm doing my best to eliminate those unnecessary things like daydreaming and using so much time scrolling in social media accounts. I just found out that it consumed my time a lot.</p>
<p>Once again, thank you for this question. Great one!</p>
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